May 25, 2026
John Spade

Smart Investing Strategies for Today’s Market

Financial Calculators

A tip calculator removes all the friction from splitting a restaurant bill or figuring out a fair gratuity. The Emily Post Institute recommends 15–20% for full-service restaurants in the United States, but every situation is different. This tool gives you the tip, the new total, and the per-person split in one go.

Result appears here.

How the tip calculator works

The math: tip = bill × (tip % ÷ 100), total = bill + tip, per person = total ÷ number of diners. Decide whether you tip on the pre-tax or post-tax total — both are accepted; the pre-tax convention is slightly cheaper for the tipper.

Worked example

A $74.40 dinner for three, tipping 18%: tip is $13.39, total is $87.79, and each person owes $29.26.

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John Spade

John Spade is a math educator and personal-finance writer with over 12 years of experience teaching applied arithmetic. He focuses on making percentage math, interest, and everyday numeracy approachable for non-mathematicians.

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